STEM Seeds Academy — Terms of Service

The Service is not for children under 13. You may not create an account, submit any personal information, or otherwise use the Service if you are under 13. We do not knowingly collect personal information from anyone under 13; if we learn that we have, we will delete the account and the data.

If you are between the ages of 13 and 17, a parent or legal guardian must agree to these terms on your behalf, must be the one to set up payment, and is fully responsible for your activity on the Service. By creating an account at that age you represent that a parent or guardian has done so.

If you create an account on behalf of an organization, school, or another person, you represent that you are authorized to bind them to these terms.

You are responsible for keeping your sign-in credentials confidential and for any activity that happens under your account. You agree to notify us immediately at cayla@stemseedsacademy.com if you suspect unauthorized access. You remain responsible for all charges and activity on your account until you notify us; we are not liable for losses caused by unauthorized access we did not know about.

You agree the information you provide (name, email, date of birth, payment details) is accurate and current.

Paid plans are billed in advance on a recurring basis (monthly or annual) at the rate shown at checkout. Subscriptions renew automatically until you cancel. You can cancel any time from your account; cancellation takes effect at the end of the current billing period and you keep access until then.

All payments are non-refundable, including for partial billing periods, except where required by applicable law. Promotional credits, including referral credits, apply automatically to invoices and have no cash value.

Chargebacks. If you have a billing problem, contact us first so we can resolve it. Initiating a credit-card chargeback or payment dispute without first contacting us may result in immediate suspension or termination of your account, in addition to any rights we have to recover the disputed amount and reasonable costs.

Subscriptions and payments are processed by Stripe, Inc. and your use of Stripe is also governed by Stripe's terms.

Subscription prices do not include any sales, use, value-added, or similar taxes. You are responsible for any such taxes that apply to your purchase. If we are required to collect a tax, the tax will be added to your invoice.

All course content, lessons, exercises, and accompanying materials (the "Content") are owned by us or our licensors and are licensed to you for personal, non-commercial use while your account is active. You may not redistribute, resell, scrape, mirror, or republish the Content, train any model on it, or use it for the benefit of anyone other than yourself, without our prior written permission.

Submissions you create within the Service (code, written answers, project files — "Submissions") remain yours. You grant us a worldwide, royalty-free, sublicensable license to host, display, evaluate, store, and otherwise process your Submissions for the purpose of operating, securing, and improving the Service. This license survives termination of your account to the extent needed for our records and for the continued operation of the Service.

You agree not to:

• Share your account or sign-in details with anyone else.
• Use the Service to harass, defame, or distribute illegal content.
• Attempt to circumvent rate limits, paywalls, or other technical controls.
• Use automated tools to scrape, mirror, or train third-party models on our Content.
• Interfere with the Service or other users' access to it.

We may suspend or terminate accounts that violate these rules, with or without notice.

Codes shared through our referral program are personal to the issuing user and may not be used to abuse the offer (for example, by creating multiple accounts to chain credits, or by promoting codes via paid ads or unsolicited mass distribution). We reserve the right to void credits, suspend accounts, or revoke referral privileges if we suspect fraud or abuse.

Our trademarks, logos, and brand are ours. Nothing in these terms grants you a license to use them outside of normal display within the Service. We retain all rights, title, and interest in and to the Service and the Content not expressly granted to you.

We respond to clear notices of alleged copyright infringement that comply with the U.S. Digital Millennium Copyright Act (DMCA). If you believe Content or a Submission on the Service infringes your copyright, send a notice to our designated agent that includes:

• A physical or electronic signature of the copyright owner or authorized agent.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material claimed to be infringing and information reasonably sufficient to permit us to locate it (e.g., a URL).
• Your contact information (address, telephone number, email).
• A statement that you have a good-faith belief that use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement, under penalty of perjury, that the information in the notice is accurate and that you are the owner of the copyright or are authorized to act on the owner's behalf.

Send notices to: dmca@stemseedsacademy.com. We may remove allegedly infringing material and may terminate accounts of repeat infringers.

You can stop using the Service at any time and request account deletion. We may suspend or terminate your account immediately for a material breach of these terms, for non-payment, or as required by law; otherwise we will provide reasonable notice before terminating. Provisions that by their nature should survive termination (intellectual property, disclaimers, liability, indemnification, dispute resolution, governing law) survive.

THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT GUARANTEE UNINTERRUPTED OR ERROR-FREE OPERATION, THAT THE LESSONS WILL PRODUCE A SPECIFIC CAREER OR LEARNING OUTCOME, OR THAT ANY THIRD-PARTY TOOLS WE INTEGRATE (PAYMENT PROCESSING, AI, CODE EXECUTION SANDBOXES) WILL ALWAYS BE AVAILABLE OR ACCURATE. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE IS LIMITED TO THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED US DOLLARS, WHICHEVER IS GREATER. WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You agree to defend, indemnify, and hold harmless STEM Seeds Academy LLC, its owners, employees, and contractors from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service, (b) your Submissions, (c) your violation of these terms, or (d) your violation of any law or third-party right (including any intellectual-property right). We may, at our option, assume the exclusive defense and control of any matter subject to indemnification, and you will cooperate with our defense.

Informal resolution. Before filing any formal claim, you agree to try to resolve the dispute informally by contacting us at cayla@stemseedsacademy.com. We'll do the same. If we cannot resolve the dispute within thirty (30) days, either party may proceed as set forth below.

Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these terms or the Service that cannot be resolved informally shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will be conducted in Hillsborough County, Florida, or by phone or video at the parties' agreement. Judgment on the award may be entered in any court having jurisdiction.

Class-action waiver. You and we agree to bring any dispute in arbitration on an individual basis only, not as a class, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

Exceptions. Either party may bring an individual action in small-claims court, and either party may seek injunctive or other equitable relief in court for the alleged infringement or misappropriation of intellectual-property rights.

Opt-out. You may opt out of this arbitration agreement by sending written notice to cayla@stemseedsacademy.com within thirty (30) days of first accepting these terms. If you opt out, the governing-law and venue provisions in Section 15 apply to your disputes instead.

These terms are governed by the laws of the State of Florida, United States, without regard to conflict-of-law rules. To the extent any dispute is not subject to arbitration under Section 14, it will be resolved in the state or federal courts located in Hillsborough County, Florida, and you consent to jurisdiction there.

Your use of the Service is also governed by our Privacy Policy, which describes what information we collect, how we use it, and the choices you have. The Privacy Policy is incorporated into these terms by reference.

We may update these terms from time to time. We will notify you of significant changes via email or a prominent notice on the Service, and may require you to re-accept before continued use. Your continued use of the Service after a change becomes effective is acceptance of the updated terms.

These terms are the entire agreement between you and us about the Service. If a court finds any part of these terms unenforceable, the remaining parts stay in effect. Our failure to enforce any provision is not a waiver of that provision. You may not assign these terms; we may assign them in connection with a merger, acquisition, or sale of assets.

Questions about these terms? Email cayla@stemseedsacademy.com. DMCA notices to dmca@stemseedsacademy.com.